Home
Background
PERSONAL FINANCES + COLLECTION
AnPenPay.EXE - ANNUITY/PENSIONPAYOUT+
Are you planning for your retirement? Do you have an annuity and/or a pension plan but don't know how long it will last at payout? Do you want to evaluate a lump sum payout as opposed to a monthly payout for life? This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CD's, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawals and rates of return on your invested lump-sum payout.
AutoLoan.EXE - AUTO LOAN CALCULATORS+
Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans. Included are: a simple interest loan calculator; a Rule of 78 loan calculator; a comparison of the two; and a program that can evaluate the "best deal" on rebates versus low-interest, short-term loans, as well as the use of a home equity loan for interest deductions to reduce your taxes.
FinaStmt.EXE - FINANCIAL STATEMENT +
This program is arranged in a typical lending institution format. Although it may not be in the format required by any given institution, completion of the form should provide all the information necessary for completing an actual financial statement.
FinaSt13.EXE
- FINANCIAL STATEMENT + - DETAILED
NEW PROGRAM
This financial statement form includes more detailed personal information
as required by some lending institutions. It includes information on contingent
liabilities you may have and asks 10 personal questions not asked of you in the standard
version listed above. You cannot use existing files from the previous program for
this new form. GrowMony.EXE
- GROWING MONEY +
O.K.! You're a businessman or employee helping your company grow.nbsp;
Now use the same thinking to plan for your retirement. This program
demonstrates the effect of interest compounding for monthly, annual, and
one-time deposits for any rate of return or deposit amount. PortEval.EXE
- PORTFOLIO EVALUATOR +
This program tracks
your investment's performance for stocks, bonds, mutual funds, pensions, annuities, etc.
It allows you to evaluate the performance year-to-date or from initial purchase. PortFund.EXE
- PORTFOLIO FUNDAMENTALS +
This program will list in one table a mass of fundamental information you
can obtain from the Wall Street Journal, Investor's Business Daily and online
sources so that you can keep an accurate weekly record of a given stock's
performance. Retirinv.EXE
- RETIREMENT INVESTMENT REQUIRED + SavPenGr.EXE
- SAVINGS/PENSION GROWTH +
AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This program will calculate a complete
annuitization schedule for regular deposits with durations of up to 40 years at inputted
rates of return. The amount of interest accumulated during any calendar year is also
calculated for your use at tax time. IF YOU'RE YOUNG ENOUGH, THE RESULTS OF SAVING
REGULARLY WILL ASTOUND YOU !!!
Have you completed an annual budget for your years of retirement yet? Have you
called the Social Security Hotline (1-800-772-1213) to obtain your estimated monthly SS
benefit so that you can evaluate the monthly shortfall you may experience? This program
calculates the amount of money required to provide a given monthly income at retirement
with or without withdrawing capital, which, when added to your Social Security monthly
benefit, will show your condition. You can then calculate the additional monthly deposits
you need to make to retire with financial security.